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Email Spoofing Warning


Published May 12, 2023

 

We want to take a moment to talk about email spoofing and how to protect yourself from it. Email spoofing is when someone sends an email that appears to be from a trusted source, like us, but is actually from a fraudulent account. These emails often contain links that lead to phishing websites or malware downloads, which can compromise your personal and financial information.

At TimingCube, we take your security seriously, and we want to assure you that our notifications requesting a change of personal information will never include a link in them. Instead, our emails will always request that you log in to our site to perform any actions. This is because we want to ensure that you are accessing our site securely and that you are protected from any potential email spoofing attempts.

If you receive an email that claims to be from us, asking for personal information change with a link, please do not click on the link or provide any information. Instead, please contact us immediately to report the incident so we can take appropriate action to protect you and our other customers.

Thank you for your attention to this important matter. We remain committed to providing you with the best possible service and security.

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Doom and Gloom


Published June 17, 2022

 

Investors got what they thought they wanted this week when the Federal Reserve hiked interest rates by a full 0.75% and talked even tougher about fighting inflation. But a little post-rate hike relief rally gave way to yet another selloff the following day.

Investors have quickly shifted from worrying about inflation to fully embracing talk of a recession and downward revisions in corporate earnings. By many accounts, the recession is already here. It certainly felt gloomy and heavy in markets this week. (more…)

Uncategorized, Weekly Update

Are Market Fears Overblown?


Published September 17, 2021

September is the worst month of the year for the stock market historically. As such, investors who are predisposed to worry unearth plenty of things to be concerned with. The pair of articles below discuss some of the current worries of investors. (more…)

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High Valuations and Seasonal Trends Make September a Scary Month


Published August 27, 2021

We have written often in recent weeks about how extended the market seems to be. Some of this content has come from Schwab. Back in the late 1990s, Schwab notified clients more than once that the market’s valuation was excessive and to be careful. Similarly, they have been proactively warning this summer of higher-than-normal market valuations and a market ripe for some downside action. There are notable differences between now and the late 1990s. (more…)

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The Stock Market’s Winning Streak Leads to Calls for a Pullback


Published August 20, 2021

The following content from MarketWatch highlights the reason why we are model-driven investors. It is all too easy to get caught up in speculation about what markets “should do” and let that drive our investment decisions. We find it far more productive for our money to row with the market’s price trend, recognizing that market prices move up as well as down, and allowing ourselves the flexibility to pursue gains regardless of market price direction.

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The Beauty of the Roth IRA


Published August 13, 2021

The stock market continues to trade in a relatively quiet manner waiting for the next piece of information that will provide a jolt to push stocks one direction or the other. While we wait, we take this opportunity to review a fundamental financial planning concept – the beauty of the Roth IRA. (more…)

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Has Peak Earnings Growth Meant Peak Stock Market?


Published August 6, 2021

Below is an article from Schwab on the connection between earnings and the stock market.

“In what shaped up to be a very impressive first half of the year for both the economy and stock market, stellar earnings growth has been a key ingredient. Coming off stronger-than-expected S&P 500 earnings growth of 53% (year over year) in the first quarter, second-quarter earnings are currently anticipated to grow by 78%, the highest since 2009. That is well higher than the initial consensus estimate of 65%. (more…)

Uncategorized, Weekly Update

The Stock Market and the Economy


Published August 7, 2020

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One of the favorite sources of news and discussion topics in the financial media is the economy and speculation about its future health. Everyone knows that economies, whether local, national or global, repeatedly go through boom and bust cycles. These business cycles affect all of us to some degree but many in the investment community pay particular attention to them because of a fundamental belief that as the economy goes so goes the stock market. (more…)

Uncategorized, Weekly Update

The Drop in the U.S. Dollar Could Shift the Investment Landscape


Published July 31, 2020

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There has been a lot of attention recently about the sharp drop in the price of the U.S. dollar. This decline has sent gold and other commodity prices soaring. Driving this decline in the dollar is a quicker recovery in economies outside the U.S., last week’s coordinated stimulus action by the European Union (which bolsters the Euro), and the zero interest rate policy of the U.S. Federal Reserve for as long as the eye can see. To put this in context, until recently, the dollar enjoyed a very long run of strength as Europe and Japan struggled. (more…)